Hi Alain,
Firstly, Harry tells me we have missed a few of your questions, sincere apologies. We’re still having a few issues with our Q&A tab on the site so for those that may have asked questions that I have missed, that apology is extended to you. We have worked on this over the break and I’m hopeful that the new solution will fix the issue.
The risk/reward is a lot better at $10 however having read the short report that was put out on VUL and the fact Gina Rinehart has been a seller since, I’m not overly keen on it, and nor is the market given how hot the sector is and how muted the VUL share price has been. I think it’s too 50/50 here.