Liberty Financial Group (LFG)
LFG $3.24
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Performance
Advanced charting functionality with the ability to amend timeframes, chart type & indicator selection, powered by TradingView.
Share price activity
Displays share price activity. Volume = number of shares traded, Turnover = value of shares traded, VWAP = volume-weighted average price for the day, sourced from Morningstar.
- Last (Price)
- 3.24
- Change
- ▲ 0.04 (1.25)
- Bid / Ask
- 3.39 - 3.15
- Volume
- 183,834
- Turnover
- 591,473
- Open
- 3.27
- Day Range
- 3.20 - 3.28
- VWAP
- 3.22
- Prev Close
- 3.20
- Last Trade
- 12/11 3:59pm
Key information
Displays key information on the security, sourced from Morningstar.
- Sector
- Financial Services
- Shares Issued
- 303,600,000
- NTA/Share
- 3.17
- Last Dividend
- 0.08
- Dividend Ex Date
- 2 SEP 2026
- Dividend Pay Date
- 21 SEP 2026
Current (AUD) · FY2026
Displays key financial data for the most recent fiscal year, in millions. Note - Per share data is in local currency terms irrespective of reporting currency, and may be different to the stated currency, sourced from Morningstar.
- Revenue
- 363.47
- EBITDA
- —
- Profit
- 143.57
- Earnings Per Share (EPS)
- 0.47
- Dividend Per Share (DPS)
- 0.37
- Yield %
- 9.10
- Market Cap
- 986.70
- Price to Earnings Ratio (P/E)
- 6.91
Estimates (AUD) · FY2027
Displays consensus analyst’s estimates for key measures for the next fiscal year, sourced from Morningstar.
- Revenue
- —
- EBITDA
- —
- Profit
- —
- Earnings Per Share (EPS)
- 0.52
- Dividend Per Share (DPS)
- 0.34
Quantitative rating
Displays Morningstar’s Quantitative Equity Research Rating for the security: a star rating from 1 (overvalued) to 5 (undervalued) from the share price against a fair value estimated by a statistical model of Morningstar’s analyst ratings, with the model’s economic moat, financial health and fair value uncertainty, sourced from Morningstar.
Undervalued
- Economic Moat
- None
- Financial Health
- Moderate
- Uncertainty
- High
Morningstar Quantitative Rating as of 6 NOV 2026.
Quantitative Equity Rating Methodology – view here
Fair value estimate
Displays Morningstar’s quantitative fair value estimate for the security against the current share price, with the band around it: the five-star price below which the model would rate the stock five stars and the one-star price above which it would rate it one star, sourced from Morningstar.
Five-star price 3.37 Fair value 4.11 One-star price 5.01
Morningstar Quantitative Rating as of 6 NOV 2026.
Quantitative valuation
Displays where the share price sits in Morningstar’s quantitative fair value band, from the five-star price (undervalued) to the one-star price (overvalued), with the fair value estimate, the price to fair value ratio, the model’s valuation label and its uncertainty rating, sourced from Morningstar.
Buy
Sell
- Fair Value
- 4.11
- Price / Fair Value
- 0.82
- Valuation
- Undervalued
- Uncertainty
- High
Morningstar Quantitative Rating as of 6 NOV 2026. The slider runs from the five-star price (3.37) to the one-star price (5.01).
Displays useful ratios for the security, NB the pricing date used, sourced from Morningstar.
| Ratios |
|---|
| Currency (Price/reporting): AUD/AUD |
| Exchange Rate: 1.0000 |
Price, volume and trading statistics for the security, sourced from Morningstar.
| Price - closing or last bid | 3.35 |
| Price - 12 month high | 4.34 |
| Price - 12 month low | 3.08 |
| Pricing date | 5 NOV 2026 |
| Volume - avg. trading volume for the last ten days | 0.07 |
| Market capitalization | 1,017.06 |
| 12 Month High price date | 2 DEC 2025 |
| 12 Month Low price date | 19 JUN 2026 |
| Volume - avg. trading volume for the last 3 months | 0.11 |
| Price - 1 Day % Change | 0.00% |
| Price - 13 week price percent change | 3.40% |
| Price - 26 week price percent change | 2.13% |
| Price - 5 Day % Change | 2.13% |
| Price - 52 week price percent change | -17.89% |
| Price - YTD price percent change | -19.08% |
| Price % Change Month To Date | 4.69% |
Earnings, dividends, cash flow and book value per share, sourced from Morningstar.
| EPS excluding extraordinary items - most recent fiscal year | 0.470 |
| EPS excluding extraordinary items - trailing 12 month | 0.470 |
| EPS Normalized - most recent fiscal year | 0.510 |
| Revenue/share - most recent fiscal year | 1.192 |
| Revenue/share - trailing 12 month | 1.192 |
| Book value per share - most recent fiscal year | 3.884 |
| Book value per share - most recent half-year | 3.884 |
| Book value (tangible) per share - most recent fiscal year | 3.167 |
| Book value (tangible) per share - most recent half-year | 3.167 |
| Cash per share - most recent fiscal year | 2.348 |
| Cash per share - most recent half-year | 2.348 |
| Cash Flow per share - most recent fiscal year | -0.956 |
| Cash Flow per share - trailing 12 month | -0.956 |
| Dividend per share - most recent fiscal year | 0.375 |
| Dividends per share - trailing 12 month | 0.305 |
| EBITD per share - trailing 12 month | — |
| EPS Basic excluding extraordinary items - most recent fiscal year | 0.470 |
| EPS Basic excluding extraordinary items - trailing 12 month | 0.470 |
| EPS including extraordinary items - most recent fiscal year | 0.470 |
| EPS including extraordinary items - trailing 12 month | 0.470 |
| Free Cash Flow per share - trailing 12 month | -0.972 |
Valuation multiples such as P/E, price to sales, price to book and enterprise value ratios, sourced from Morningstar.
| P/E excluding extraordinary items, most recent fiscal year | 7.13 |
| P/E Normalized, most recent fiscal year | 6.56 |
| Price to sales - most recent fiscal year | 2.81 |
| Price to Tangible Book - most fiscal year | 1.07 |
| Price to Free Cash Flow per Share - most recent fiscal year | — |
| Price to Cash Flow per share - trailing 12 month | — |
| Price to Book - most recent fiscal year | 0.86 |
| P/E excluding extraordinary items high, trailing 12 months | 9.75 |
| P/E excluding extraordinary items low, trailing 12 months | 6.48 |
| Net Debt, LFI | 14,065.80 |
| Net Debt, LFY | 14,436.21 |
| Dividend Yield - 5 Year Average | 9.24% |
| Dividend Yield - indicated annual dividend divided by closing price | 9.08% |
| Current Dividend Yield - Common Stock Primary Issue, LTM | 9.10% |
Cash flow, liquidity and leverage measures, sourced from Morningstar.
| Free Cash Flow - most recent fiscal year | -296.26 |
| LT debt/equity - most recent fiscal year | — |
| Payout ratio - most recent fiscal year | 79.78% |
| Total debt/total equity - most recent fiscal year | 1,274.35% |
| LT debt/equity - most recent half-year | — |
| Total debt/total equity - most recent half-year | 1,242.05% |
| Free Cash Flow - trailing 12 month | -296.26 |
| Payout ratio - trailing 12 month | 79.78% |
Key income statement lines for the most recent fiscal year, in millions, sourced from Morningstar.
| Revenue - most recent fiscal year | 363.47 |
| Revenue - trailing 12 month | 363.47 |
| EBITD - most recent fiscal year | — |
| EBITD - trailing 12 month | — |
| Earnings before taxes - most recent fiscal year | 156.84 |
| Earnings before taxes - trailing 12 month | 156.84 |
| Net Income available to common - most recent fiscal year | 143.57 |
| Net Income available to common - trailing 12 months | 143.57 |
| Earnings before taxes Normalized - most recent fiscal year | 156.84 |
| Net Income Available to Common, Normalized - most recent fiscal year | 155.60 |
| Earnings per Share, Normalized, Excluding Extraordinary Items, Avg. Diluted Shares Outstanding, TTM | 0.51 |
Profitability margins for the most recent fiscal year, sourced from Morningstar.
| Net Profit Margin % - 1st historical fiscal year | 39.56% |
| Net Profit Margin % - trailing 12 month | 39.56% |
| Operating margin - 1st historical fiscal year | — |
| Operating margin - trailing 12 month | — |
| Pretax margin - trailing 12 month | 43.15% |
| Pretax margin - 1st historical fiscal year | 43.15% |
| Operating Margin - 5 year average | — |
| Pretax Margin - 5 year average | 46.94% |
| Free Operating Cash Flow/Revenue, 5 Year Average | -103.49% |
| Free Operating Cash Flow/Revenue, TTM | -81.51% |
| Net Profit Margin - 5 year average | 41.84% |
Returns on average assets and equity for the fiscal year, the trailing 12 months and as 5 year averages, and net income and revenue per employee in whole currency, sourced from Morningstar.
| Return on average assets - most recent fiscal year | 0.88% |
| Return on average assets - trailing 12 month | 0.88% |
| Return on average equity - most recent fiscal year | 12.10% |
| Return on average equity - trailing 12 month | 12.10% |
| Return on average assets - 5 year average | 1.08% |
| Return on average equity - 5 year average | 14.21% |
| Net Income/employee - most recent fiscal year | — |
| Revenue/employee - most recent fiscal year | — |
Growth in revenue, earnings, dividends and book value over recent periods, sourced from Morningstar.
| Revenue growth rate, 5 year | -1.60% |
| EPS growth rate, 5 year | -4.12% |
| Growth rate% - dividend, 3 year | -5.73% |
| Revenue/share (5 yr growth) | -0.61% |
| Growth rate% - Revenue, 3 year | -3.17% |
| Growth rate% - EPS, 3 year | -7.30% |
| Book value per share growth rate, 5 year | 2.55% |
| Capital Spending growth rate, 5 year | 2.05% |
| Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR | — |
Displays analyst’s forecasts for key measures. The estimates can be expanded to see the spread of the calls. Full lines = reported, and dotted lines are forward estimates. Click a measure to add or remove it from the chart, sourced from Morningstar.
Financial forecast (AUD, millions except per share)
| Actuals | Estimates | |||||||
| 2026 | 2027 | 2028 | ||||||
| Estimate breakdown | ||||||||
Financial metrics can be plotted on the graph to see trends. Multiple metrics from multiple statements can be plotted against each other, sourced from Morningstar.
Financials (AUD, millions)
| Period end: | JUN 22 | JUN 23 | JUN 24 | JUN 25 | JUN 26 |
| Fiscal year: | 2022 | 2023 | 2024 | 2025 | 2026 |
| Period length: | 12 months | 12 months | 12 months | 12 months | 12 months |
Displays all company announcements released by the company to the exchange, sourced from Morningstar.
Announcements
| DATE | TIME | HEADING | PAGES |
| Price sensitive |
Opinion
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Action
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Business Summary
Founded in 1997, Liberty Financial Group is a nonbank lender operating in Australia and New Zealand. Unlike banks, nonbanks are unable to take customer deposits, a privilege exclusive to Authorized deposit-taking institutions, or ADIs. Liberty operates three business segments: residential, secured finance, and financial services. Mortgages make up half the loan book, with a focus on higher-risk borrowers. Secured finance makes up 43% of loans, including motor finance, commercial property loans, and self-managed superannuation fund loans. The financial services division includes unsecured personal and small and midsize business loans, mortgage broking, and distribution of general and life insurance.
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