Banco Santander SA (SAN US)
SAN US$11.69
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Performance
Advanced charting functionality with the ability to amend timeframes, chart type & indicator selection, powered by TradingView.
Share price activity
Displays share price activity. Volume = number of shares traded, Turnover = value of shares traded, VWAP = volume-weighted average price for the day, sourced from Morningstar.
- Last (Price)
- 11.69
- Change
- ▼ -0.78 (-6.26)
- Bid / Ask
- 11.69 - 11.70
- Volume
- 1,946,791
- Turnover
- 21,839,852
- Open
- 12.00
- Day Range
- 11.64 - 12.00
- VWAP
- 11.77
- Prev Close
- 12.47
- Last Trade
- 28/10 4:10pm
Key information
Displays key information on the security, sourced from Morningstar.
- Sector
- Financial Services
- Shares Issued
- 14,556,482,801
- NTA/Share
- 6.50
- Last Dividend
- 0.15
- Dividend Ex Date
- 4 MAY 2026
- Dividend Pay Date
- 8 MAY 2026
Current (EUR) · FY2025
Displays key financial data for the most recent fiscal year, in millions. Note - Per share data is in local currency terms irrespective of reporting currency, and may be different to the stated currency, sourced from Morningstar.
- Revenue
- 60,023.00
- EBITDA
- —
- Profit
- 14,723.00
- Earnings Per Share (EPS)
- 0.90
- Dividend Per Share (DPS)
- 0.24
- Yield %
- 2.09
- Market Cap
- 168,915.89
- Price to Earnings Ratio (P/E)
- 11.32
Estimates (EUR) · FY2027
Displays consensus analyst’s estimates for key measures for the next fiscal year, sourced from Morningstar.
- Revenue
- 69,503.66
- EBITDA
- —
- Profit
- 18,009.00
- Earnings Per Share (EPS)
- 1.26
- Dividend Per Share (DPS)
- 0.45
Quantitative rating
Displays Morningstar’s Quantitative Equity Research Rating for the security: a star rating from 1 (overvalued) to 5 (undervalued) from the share price against a fair value estimated by a statistical model of Morningstar’s analyst ratings, with the model’s economic moat, financial health and fair value uncertainty, sourced from Morningstar.
Fairly valued
- Economic Moat
- Narrow
- Financial Health
- Moderate
- Uncertainty
- High
Morningstar Quantitative Rating as of 21 OCT 2026.
Quantitative Equity Rating Methodology – view here
Fair value estimate
Displays Morningstar’s quantitative fair value estimate for the security against the current share price, with the band around it: the five-star price below which the model would rate the stock five stars and the one-star price above which it would rate it one star, sourced from Morningstar.
Five-star price 10.70 Fair value 12.82 One-star price 15.36
Morningstar Quantitative Rating as of 21 OCT 2026.
Quantitative valuation
Displays where the share price sits in Morningstar’s quantitative fair value band, from the five-star price (undervalued) to the one-star price (overvalued), with the fair value estimate, the price to fair value ratio, the model’s valuation label and its uncertainty rating, sourced from Morningstar.
Buy
Sell
- Fair Value
- 12.82
- Price / Fair Value
- 1.04
- Valuation
- Fairly valued
- Uncertainty
- High
Morningstar Quantitative Rating as of 21 OCT 2026. The slider runs from the five-star price (10.70) to the one-star price (15.36).
Displays useful ratios for the security, NB the pricing date used, sourced from Morningstar.
| Ratios |
|---|
| Currency (Price/reporting): USD/EUR |
| Exchange Rate: 1.1133 |
Price, volume and trading statistics for the security, sourced from Morningstar.
| Price - closing or last bid | 13.29 |
| Price - 12 month high | 15.05 |
| Price - 12 month low | 9.63 |
| Pricing date | 20 OCT 2026 |
| Volume - avg. trading volume for the last ten days | 7.90 |
| Market capitalization | 192,289.10 |
| 12 Month High price date | 3 SEP 2026 |
| 12 Month Low price date | 21 OCT 2025 |
| Volume - avg. trading volume for the last 3 months | 12.14 |
| Price - 1 Day % Change | 1.22% |
| Price - 13 week price percent change | -2.64% |
| Price - 26 week price percent change | 7.79% |
| Price - 5 Day % Change | -0.89% |
| Price - 52 week price percent change | 37.72% |
| Price - YTD price percent change | 12.25% |
| Price % Change Month To Date | -9.10% |
Earnings, dividends, cash flow and book value per share, sourced from Morningstar.
| EPS excluding extraordinary items - most recent fiscal year | 0.836 |
| EPS excluding extraordinary items - trailing 12 month | 0.882 |
| EPS Normalized - most recent fiscal year | 0.935 |
| Revenue/share - most recent fiscal year | 4.008 |
| Revenue/share - trailing 12 month | 4.190 |
| Book value per share - most recent fiscal year | 7.029 |
| Book value per share - most recent quarter | 7.635 |
| Book value (tangible) per share - most recent fiscal year | 6.502 |
| Book value (tangible) per share - most recent quarter | 6.782 |
| Cash per share - most recent fiscal year | 12.215 |
| Cash per share - most recent quarter | 18.683 |
| Cash Flow per share - most recent fiscal year | 2.797 |
| Cash Flow per share - trailing 12 month | — |
| Dividend per share - most recent fiscal year | 0.240 |
| Dividends per share - trailing 12 month | 0.278 |
| EBITD per share - trailing 12 month | — |
| EPS Basic excluding extraordinary items - most recent fiscal year | 0.840 |
| EPS Basic excluding extraordinary items - trailing 12 month | 0.890 |
| EPS including extraordinary items - most recent fiscal year | 0.905 |
| EPS including extraordinary items - trailing 12 month | 1.070 |
| Free Cash Flow per share - trailing 12 month | — |
Valuation multiples such as P/E, price to sales, price to book and enterprise value ratios, sourced from Morningstar.
| P/E excluding extraordinary items, most recent fiscal year | 12.92 |
| P/E Normalized, most recent fiscal year | 12.62 |
| Price to sales - most recent fiscal year | 2.72 |
| Price to Tangible Book - most fiscal year | 1.84 |
| Price to Free Cash Flow per Share - most recent fiscal year | 5.15 |
| Price to Cash Flow per share - trailing 12 month | 4.21 |
| Price to Book - most recent fiscal year | 1.52 |
| P/E excluding extraordinary items high, trailing 12 months | 15.05 |
| P/E excluding extraordinary items low, trailing 12 months | 11.17 |
| Net Debt, LFI | 1,369,023.00 |
| Net Debt, LFY | 1,325,303.00 |
| Dividend Yield - 5 Year Average | 2.96% |
| Dividend Yield - indicated annual dividend divided by closing price | 2.12% |
| Current Dividend Yield - Common Stock Primary Issue, LTM | 2.09% |
Cash flow, liquidity and leverage measures, sourced from Morningstar.
| Free Cash Flow - most recent fiscal year | 34,234.00 |
| LT debt/equity - most recent fiscal year | — |
| Payout ratio - most recent fiscal year | 26.67% |
| Total debt/total equity - most recent fiscal year | 1,334.48% |
| LT debt/equity - most recent quarter | — |
| Total debt/total equity - most recent quarter | 1,412.09% |
| Free Cash Flow - trailing 12 month | — |
| Payout ratio - trailing 12 month | — |
Key income statement lines for the most recent fiscal year, in millions, sourced from Morningstar.
| Revenue - most recent fiscal year | 60,023.00 |
| Revenue - trailing 12 month | 60,786.00 |
| EBITD - most recent fiscal year | — |
| EBITD - trailing 12 month | — |
| Earnings before taxes - most recent fiscal year | 18,681.00 |
| Earnings before taxes - trailing 12 month | 19,538.00 |
| Net Income available to common - most recent fiscal year | 14,723.00 |
| Net Income available to common - trailing 12 months | 16,241.00 |
| Earnings before taxes Normalized - most recent fiscal year | 18,661.00 |
| Net Income Available to Common, Normalized - most recent fiscal year | 13,997.00 |
| Earnings per Share, Normalized, Excluding Extraordinary Items, Avg. Diluted Shares Outstanding, TTM | 0.90 |
Profitability margins for the most recent fiscal year, sourced from Morningstar.
| Net Profit Margin % - 1st historical fiscal year | 23.25% |
| Net Profit Margin % - trailing 12 month | 24.25% |
| Operating margin - 1st historical fiscal year | — |
| Operating margin - trailing 12 month | — |
| Pretax margin - trailing 12 month | 32.14% |
| Pretax margin - 1st historical fiscal year | 31.12% |
| Operating Margin - 5 year average | — |
| Pretax Margin - 5 year average | 28.91% |
| Free Operating Cash Flow/Revenue, 5 Year Average | — |
| Free Operating Cash Flow/Revenue, TTM | — |
| Net Profit Margin - 5 year average | 20.68% |
Returns on average assets and equity for the fiscal year, the trailing 12 months and as 5 year averages, and net income and revenue per employee in whole currency, sourced from Morningstar.
| Return on average assets - most recent fiscal year | 0.76% |
| Return on average assets - trailing 12 month | 0.79% |
| Return on average equity - most recent fiscal year | 13.83% |
| Return on average equity - trailing 12 month | 14.17% |
| Return on average assets - 5 year average | 0.68% |
| Return on average equity - 5 year average | 12.80% |
| Net Income/employee - most recent fiscal year | 72,606.78 |
| Revenue/employee - most recent fiscal year | 312,227.88 |
Growth in revenue, earnings, dividends and book value over recent periods, sourced from Morningstar.
| Revenue growth rate, 5 year | 5.12% |
| EPS growth rate, 5 year | — |
| Growth rate% - dividend, 3 year | 29.45% |
| Revenue/share (5 yr growth) | 8.22% |
| Growth rate% - Revenue, 3 year | 3.45% |
| Growth rate% - EPS, 3 year | 18.78% |
| Book value per share growth rate, 5 year | 8.52% |
| Capital Spending growth rate, 5 year | -2.11% |
| Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR | — |
Displays analyst’s forecasts for key measures. The estimates can be expanded to see the spread of the calls. Full lines = reported, and dotted lines are forward estimates. Click a measure to add or remove it from the chart, sourced from Morningstar.
Financial forecast (EUR, millions except per share)
| Actuals | Estimates | |||||||
| 2025 | 2026 | 2027 | 2028 | 2029 | ||||
| Estimate breakdown | ||||||||
Financial metrics can be plotted on the graph to see trends. Multiple metrics from multiple statements can be plotted against each other, sourced from Morningstar.
Financials (EUR, millions)
| Period end: | DEC 21 | DEC 22 | DEC 23 | DEC 24 | DEC 25 |
| Fiscal year: | 2021 | 2022 | 2023 | 2024 | 2025 |
| Period length: | 12 months | 12 months | 12 months | 12 months | 12 months |
Displays all company announcements released by the company to the exchange, sourced from Morningstar.
Announcements
Announcements are available for ASX-listed companies only.
Opinion
No opinions for this company yet.
Action
No actions for this company yet.
Business Summary
Santander runs five global businesses: retail and commercial banking, corporate and investment banking, wealth management and insurance, payments, and a digital platform Openbank. Spain is the largest single profit contributor, followed byBrazil, the United States, Mexico and the United Kingdom.
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