Ready Capital Corp (RC US)
RC US$1.18
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Performance
Advanced charting functionality with the ability to amend timeframes, chart type & indicator selection, powered by TradingView.
Share price activity
Displays share price activity. Volume = number of shares traded, Turnover = value of shares traded, VWAP = volume-weighted average price for the day, sourced from Morningstar.
- Last (Price)
- 1.18
- Change
- ▲ 0.01 (0.85)
- Bid / Ask
- 1.19 - 1.20
- Volume
- 400,091
- Turnover
- 459,109
- Open
- 1.15
- Day Range
- 1.15 - 1.20
- VWAP
- 1.18
- Prev Close
- 1.17
- Last Trade
- 28/10 4:10pm
Key information
Displays key information on the security, sourced from Morningstar.
- Sector
- Real Estate
- Shares Issued
- 165,190,992
- NTA/Share
- 8.77
- Last Dividend
- 0.01
- Dividend Ex Date
- 30 SEP 2026
- Dividend Pay Date
- 30 OCT 2026
Current (USD) · FY2025
Displays key financial data for the most recent fiscal year, in millions. Note - Per share data is in local currency terms irrespective of reporting currency, and may be different to the stated currency, sourced from Morningstar.
- Revenue
- -23.70
- EBITDA
- —
- Profit
- -236.91
- Earnings Per Share (EPS)
- -1.44
- Dividend Per Share (DPS)
- 0.39
- Yield %
- 3.81
- Market Cap
- 194.93
- Price to Earnings Ratio (P/E)
- -0.34
Estimates (USD) · FY2026
Displays consensus analyst’s estimates for key measures for the next fiscal year, sourced from Morningstar.
- Revenue
- 298.41
- EBITDA
- —
- Profit
- -20.15
- Earnings Per Share (EPS)
- -0.12
- Dividend Per Share (DPS)
- 0.50
Quantitative rating
Displays Morningstar’s Quantitative Equity Research Rating for the security: a star rating from 1 (overvalued) to 5 (undervalued) from the share price against a fair value estimated by a statistical model of Morningstar’s analyst ratings, with the model’s economic moat, financial health and fair value uncertainty, sourced from Morningstar.
Undervalued
- Economic Moat
- None
- Financial Health
- Weak
- Uncertainty
- High
Morningstar Quantitative Rating as of 23 OCT 2026.
Quantitative Equity Rating Methodology – view here
Fair value estimate
Displays Morningstar’s quantitative fair value estimate for the security against the current share price, with the band around it: the five-star price below which the model would rate the stock five stars and the one-star price above which it would rate it one star, sourced from Morningstar.
Five-star price 0.95 Fair value 1.50 One-star price 2.37
Morningstar Quantitative Rating as of 23 OCT 2026.
Quantitative valuation
Displays where the share price sits in Morningstar’s quantitative fair value band, from the five-star price (undervalued) to the one-star price (overvalued), with the fair value estimate, the price to fair value ratio, the model’s valuation label and its uncertainty rating, sourced from Morningstar.
Buy
Sell
- Fair Value
- 1.50
- Price / Fair Value
- 0.70
- Valuation
- Undervalued
- Uncertainty
- High
Morningstar Quantitative Rating as of 23 OCT 2026. The slider runs from the five-star price (0.95) to the one-star price (2.37).
Displays useful ratios for the security, NB the pricing date used, sourced from Morningstar.
| Ratios |
|---|
| Currency (Price/reporting): USD/USD |
| Exchange Rate: 1.0000 |
Price, volume and trading statistics for the security, sourced from Morningstar.
| Price - closing or last bid | 1.05 |
| Price - 12 month high | 3.21 |
| Price - 12 month low | 0.97 |
| Pricing date | 22 OCT 2026 |
| Volume - avg. trading volume for the last ten days | 2.00 |
| Market capitalization | 173.45 |
| 12 Month High price date | 28 OCT 2025 |
| 12 Month Low price date | 22 OCT 2026 |
| Volume - avg. trading volume for the last 3 months | 1.42 |
| Price - 1 Day % Change | 3.96% |
| Price - 13 week price percent change | -29.05% |
| Price - 26 week price percent change | -41.99% |
| Price - 5 Day % Change | -4.55% |
| Price - 52 week price percent change | -65.91% |
| Price - YTD price percent change | -51.61% |
| Price % Change Month To Date | -28.08% |
Earnings, dividends, cash flow and book value per share, sourced from Morningstar.
| EPS excluding extraordinary items - most recent fiscal year | -1.410 |
| EPS excluding extraordinary items - trailing 12 month | -3.460 |
| EPS Normalized - most recent fiscal year | -1.652 |
| Revenue/share - most recent fiscal year | -0.142 |
| Revenue/share - trailing 12 month | -0.237 |
| Book value per share - most recent fiscal year | 8.789 |
| Book value per share - most recent quarter | 6.827 |
| Book value (tangible) per share - most recent fiscal year | 8.768 |
| Book value (tangible) per share - most recent quarter | 6.891 |
| Cash per share - most recent fiscal year | 1.275 |
| Cash per share - most recent quarter | 0.751 |
| Cash Flow per share - most recent fiscal year | 3.658 |
| Cash Flow per share - trailing 12 month | 7.088 |
| Dividend per share - most recent fiscal year | 0.385 |
| Dividends per share - trailing 12 month | 0.040 |
| EBITD per share - trailing 12 month | — |
| EPS Basic excluding extraordinary items - most recent fiscal year | -1.410 |
| EPS Basic excluding extraordinary items - trailing 12 month | -3.460 |
| EPS including extraordinary items - most recent fiscal year | -1.440 |
| EPS including extraordinary items - trailing 12 month | -3.460 |
| Free Cash Flow per share - trailing 12 month | 7.088 |
Valuation multiples such as P/E, price to sales, price to book and enterprise value ratios, sourced from Morningstar.
| P/E excluding extraordinary items, most recent fiscal year | — |
| P/E Normalized, most recent fiscal year | — |
| Price to sales - most recent fiscal year | — |
| Price to Tangible Book - most fiscal year | 0.19 |
| Price to Free Cash Flow per Share - most recent fiscal year | 0.15 |
| Price to Cash Flow per share - trailing 12 month | 0.15 |
| Price to Book - most recent fiscal year | 0.15 |
| P/E excluding extraordinary items high, trailing 12 months | — |
| P/E excluding extraordinary items low, trailing 12 months | — |
| Net Debt, LFI | 4,600.43 |
| Net Debt, LFY | 5,720.36 |
| Dividend Yield - 5 Year Average | 13.10% |
| Dividend Yield - indicated annual dividend divided by closing price | 3.96% |
| Current Dividend Yield - Common Stock Primary Issue, LTM | 3.81% |
Cash flow, liquidity and leverage measures, sourced from Morningstar.
| Free Cash Flow - most recent fiscal year | 611.83 |
| LT debt/equity - most recent fiscal year | — |
| Payout ratio - most recent fiscal year | -26.74% |
| Total debt/total equity - most recent fiscal year | 360.76% |
| LT debt/equity - most recent quarter | — |
| Total debt/total equity - most recent quarter | 352.09% |
| Free Cash Flow - trailing 12 month | 1,192.11 |
| Payout ratio - trailing 12 month | -11.71% |
Key income statement lines for the most recent fiscal year, in millions, sourced from Morningstar.
| Revenue - most recent fiscal year | -23.70 |
| Revenue - trailing 12 month | — |
| EBITD - most recent fiscal year | — |
| EBITD - trailing 12 month | — |
| Earnings before taxes - most recent fiscal year | -302.56 |
| Earnings before taxes - trailing 12 month | -620.79 |
| Net Income available to common - most recent fiscal year | -236.91 |
| Net Income available to common - trailing 12 months | -564.19 |
| Earnings before taxes Normalized - most recent fiscal year | -359.29 |
| Net Income Available to Common, Normalized - most recent fiscal year | — |
| Earnings per Share, Normalized, Excluding Extraordinary Items, Avg. Diluted Shares Outstanding, TTM | -3.36 |
Profitability margins for the most recent fiscal year, sourced from Morningstar.
| Net Profit Margin % - 1st historical fiscal year | — |
| Net Profit Margin % - trailing 12 month | — |
| Operating margin - 1st historical fiscal year | — |
| Operating margin - trailing 12 month | — |
| Pretax margin - trailing 12 month | — |
| Pretax margin - 1st historical fiscal year | — |
| Operating Margin - 5 year average | — |
| Pretax Margin - 5 year average | — |
| Free Operating Cash Flow/Revenue, 5 Year Average | — |
| Free Operating Cash Flow/Revenue, TTM | — |
| Net Profit Margin - 5 year average | — |
Returns on average assets and equity for the fiscal year, the trailing 12 months and as 5 year averages, and net income and revenue per employee in whole currency, sourced from Morningstar.
| Return on average assets - most recent fiscal year | -2.37% |
| Return on average assets - trailing 12 month | -7.23% |
| Return on average equity - most recent fiscal year | -12.90% |
| Return on average equity - trailing 12 month | -38.32% |
| Return on average assets - 5 year average | -0.35% |
| Return on average equity - 5 year average | -0.47% |
| Net Income/employee - most recent fiscal year | -488,355.20 |
| Revenue/employee - most recent fiscal year | — |
Growth in revenue, earnings, dividends and book value over recent periods, sourced from Morningstar.
| Revenue growth rate, 5 year | — |
| EPS growth rate, 5 year | — |
| Growth rate% - dividend, 3 year | -38.56% |
| Revenue/share (5 yr growth) | — |
| Growth rate% - Revenue, 3 year | — |
| Growth rate% - EPS, 3 year | — |
| Book value per share growth rate, 5 year | -10.14% |
| Capital Spending growth rate, 5 year | — |
| Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR | — |
Displays analyst’s forecasts for key measures. The estimates can be expanded to see the spread of the calls. Full lines = reported, and dotted lines are forward estimates. Click a measure to add or remove it from the chart, sourced from Morningstar.
Financial forecast (USD, millions except per share)
| Actuals | Estimates | |||||||
| 2025 | 2026 | 2027 | ||||||
| Estimate breakdown | ||||||||
Financial metrics can be plotted on the graph to see trends. Multiple metrics from multiple statements can be plotted against each other, sourced from Morningstar.
Financials (USD, millions)
| Period end: | DEC 21 | DEC 22 | DEC 23 | DEC 24 | DEC 25 |
| Fiscal year: | 2021 | 2022 | 2023 | 2024 | 2025 |
| Period length: | 12 months | 12 months | 12 months | 12 months | 12 months |
Displays all company announcements released by the company to the exchange, sourced from Morningstar.
Announcements
Announcements are available for ASX-listed companies only.
Opinion
No opinions for this company yet.
Action
No actions for this company yet.
Business Summary
Ready Capital Corp is a real estate finance company that originates, acquires, finances, and services LMM loans, SBA loans, construction loans, USDA loans and, to a lesser extent, MBS collateralized mainly by LMM loans or other real estate-related investments. Its loans are used by businesses to purchase real estate used in their operations or by investors seeking to acquire multi-family, office, retail, mixed use or warehouse properties. It operates through two segments: LMM Commercial Real Estate, which originates LMM loans across the life-cycle of an LMM property including construction, bridge, stabilized and agency loan channels, and Small Business Lending, which acquires, originates and services owner-occupied loans guaranteed by the SBA and also originates and services USDA loans.
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