Business Summary

Pepper Money Limited is a non-banking lender in the Australian mortgage and asset finance markets. It has a range of product offering, including residential home loans, asset finance, commercial real estate and novated leases in Australia and residential home loans in New Zealand. The Company's segments include Mortgages, Asset Finance and Loan and Other Servicing. Mortgages segment includes financing residential home loans and small balance commercial real estate loans. Asset Finance segment is engaged in financing a range of asset types for consumer and commercial customers. Loan and Other Servicing segment offers independent loan servicing for mortgages and personal loans, and broker administration servicing. Its business activities also include the origination of prime residential mortgages, commercial real estate loans, auto and equipment finance, third party loan servicing, and broker servicing. Its services include lending, asset servicing, broker portal and debt investor.