Truist Financial Corp (TFC US)
TFC US$49.32
20 minute delayed
14 days free access
Join Market Matters and get full access to all our Opinion + Action
Performance
Advanced charting functionality with the ability to amend timeframes, chart type & indicator selection, powered by TradingView.
Share price activity
Displays share price activity. Volume = number of shares traded, Turnover = value of shares traded, VWAP = volume-weighted average price for the day, sourced from Morningstar.
- Last (Price)
- 49.32
- Change
- ▲ 0.90 (1.86)
- Bid / Ask
- 49.29 - 49.30
- Volume
- 2,595,092
- Turnover
- 122,094,045
- Open
- 49.24
- Day Range
- 49.02 - 49.57
- VWAP
- 49.31
- Prev Close
- 48.42
- Last Trade
- 29/10 4:10pm
Key information
Displays key information on the security, sourced from Morningstar.
- Sector
- Financial Services
- Shares Issued
- 1,221,626,188
- NTA/Share
- 33.93
- Last Dividend
- 0.52
- Dividend Ex Date
- 14 AUG 2026
- Dividend Pay Date
- 1 SEP 2026
Current (USD) · FY2025
Displays key financial data for the most recent fiscal year, in millions. Note - Per share data is in local currency terms irrespective of reporting currency, and may be different to the stated currency, sourced from Morningstar.
- Revenue
- 20,319.00
- EBITDA
- —
- Profit
- 4,974.00
- Earnings Per Share (EPS)
- 3.82
- Dividend Per Share (DPS)
- 2.08
- Yield %
- 4.30
- Market Cap
- 60,250.60
- Price to Earnings Ratio (P/E)
- 12.71
Estimates (USD) · FY2027
Displays consensus analyst’s estimates for key measures for the next fiscal year, sourced from Morningstar.
- Revenue
- 21,483.00
- EBITDA
- —
- Profit
- 5,858.00
- Earnings Per Share (EPS)
- 4.93
- Dividend Per Share (DPS)
- 2.13
Quantitative rating
Displays Morningstar’s Quantitative Equity Research Rating for the security: a star rating from 1 (overvalued) to 5 (undervalued) from the share price against a fair value estimated by a statistical model of Morningstar’s analyst ratings, with the model’s economic moat, financial health and fair value uncertainty, sourced from Morningstar.
Undervalued
- Economic Moat
- None
- Financial Health
- Moderate
- Uncertainty
- High
Morningstar Quantitative Rating as of 28 OCT 2026.
Quantitative Equity Rating Methodology – view here
Fair value estimate
Displays Morningstar’s quantitative fair value estimate for the security against the current share price, with the band around it: the five-star price below which the model would rate the stock five stars and the one-star price above which it would rate it one star, sourced from Morningstar.
Five-star price 45.64 Fair value 54.51 One-star price 65.11
Morningstar Quantitative Rating as of 28 OCT 2026.
Quantitative valuation
Displays where the share price sits in Morningstar’s quantitative fair value band, from the five-star price (undervalued) to the one-star price (overvalued), with the fair value estimate, the price to fair value ratio, the model’s valuation label and its uncertainty rating, sourced from Morningstar.
Buy
Sell
- Fair Value
- 54.51
- Price / Fair Value
- 0.89
- Valuation
- Undervalued
- Uncertainty
- High
Morningstar Quantitative Rating as of 28 OCT 2026. The slider runs from the five-star price (45.64) to the one-star price (65.11).
Displays useful ratios for the security, NB the pricing date used, sourced from Morningstar.
| Ratios |
|---|
| Currency (Price/reporting): USD/USD |
| Exchange Rate: 1.0000 |
Price, volume and trading statistics for the security, sourced from Morningstar.
| Price - closing or last bid | 48.42 |
| Price - 12 month high | 56.15 |
| Price - 12 month low | 43.13 |
| Pricing date | 27 OCT 2026 |
| Volume - avg. trading volume for the last ten days | 8.58 |
| Market capitalization | 58,030.81 |
| 12 Month High price date | 6 FEB 2026 |
| 12 Month Low price date | 19 MAR 2026 |
| Volume - avg. trading volume for the last 3 months | 7.34 |
| Price - 1 Day % Change | -0.25% |
| Price - 13 week price percent change | -8.62% |
| Price - 26 week price percent change | -5.34% |
| Price - 5 Day % Change | 1.45% |
| Price - 52 week price percent change | 9.23% |
| Price - YTD price percent change | -2.30% |
| Price % Change Month To Date | 2.82% |
Earnings, dividends, cash flow and book value per share, sourced from Morningstar.
| EPS excluding extraordinary items - most recent fiscal year | 3.820 |
| EPS excluding extraordinary items - trailing 12 month | 3.880 |
| EPS Normalized - most recent fiscal year | 4.004 |
| Revenue/share - most recent fiscal year | 15.598 |
| Revenue/share - trailing 12 month | 15.477 |
| Book value per share - most recent fiscal year | 47.742 |
| Book value per share - most recent quarter | 46.776 |
| Book value (tangible) per share - most recent fiscal year | 33.930 |
| Book value (tangible) per share - most recent quarter | 31.885 |
| Cash per share - most recent fiscal year | 28.814 |
| Cash per share - most recent quarter | 37.941 |
| Cash Flow per share - most recent fiscal year | 6.593 |
| Cash Flow per share - trailing 12 month | 4.917 |
| Dividend per share - most recent fiscal year | 2.080 |
| Dividends per share - trailing 12 month | 2.080 |
| EBITD per share - trailing 12 month | — |
| EPS Basic excluding extraordinary items - most recent fiscal year | 3.870 |
| EPS Basic excluding extraordinary items - trailing 12 month | 3.940 |
| EPS including extraordinary items - most recent fiscal year | 3.870 |
| EPS including extraordinary items - trailing 12 month | 3.940 |
| Free Cash Flow per share - trailing 12 month | 4.917 |
Valuation multiples such as P/E, price to sales, price to book and enterprise value ratios, sourced from Morningstar.
| P/E excluding extraordinary items, most recent fiscal year | 12.48 |
| P/E Normalized, most recent fiscal year | 12.06 |
| Price to sales - most recent fiscal year | 3.13 |
| Price to Tangible Book - most fiscal year | 1.77 |
| Price to Free Cash Flow per Share - most recent fiscal year | 9.85 |
| Price to Cash Flow per share - trailing 12 month | 9.85 |
| Price to Book - most recent fiscal year | 1.04 |
| P/E excluding extraordinary items high, trailing 12 months | 14.61 |
| P/E excluding extraordinary items low, trailing 12 months | 10.48 |
| Net Debt, LFI | 433,549.00 |
| Net Debt, LFY | 431,429.00 |
| Dividend Yield - 5 Year Average | 4.59% |
| Dividend Yield - indicated annual dividend divided by closing price | 4.29% |
| Current Dividend Yield - Common Stock Primary Issue, LTM | 4.30% |
Cash flow, liquidity and leverage measures, sourced from Morningstar.
| Free Cash Flow - most recent fiscal year | 8,589.00 |
| LT debt/equity - most recent fiscal year | — |
| Payout ratio - most recent fiscal year | 54.45% |
| Total debt/total equity - most recent fiscal year | 717.61% |
| LT debt/equity - most recent quarter | — |
| Total debt/total equity - most recent quarter | 779.25% |
| Free Cash Flow - trailing 12 month | 6,166.00 |
| Payout ratio - trailing 12 month | 53.61% |
Key income statement lines for the most recent fiscal year, in millions, sourced from Morningstar.
| Revenue - most recent fiscal year | 20,319.00 |
| Revenue - trailing 12 month | 19,410.00 |
| EBITD - most recent fiscal year | — |
| EBITD - trailing 12 month | — |
| Earnings before taxes - most recent fiscal year | 6,349.00 |
| Earnings before taxes - trailing 12 month | 5,964.00 |
| Net Income available to common - most recent fiscal year | 4,974.00 |
| Net Income available to common - trailing 12 months | 4,869.00 |
| Earnings before taxes Normalized - most recent fiscal year | 6,635.00 |
| Net Income Available to Common, Normalized - most recent fiscal year | — |
| Earnings per Share, Normalized, Excluding Extraordinary Items, Avg. Diluted Shares Outstanding, TTM | 4.01 |
Profitability margins for the most recent fiscal year, sourced from Morningstar.
| Net Profit Margin % - 1st historical fiscal year | 26.12% |
| Net Profit Margin % - trailing 12 month | 26.72% |
| Operating margin - 1st historical fiscal year | — |
| Operating margin - trailing 12 month | — |
| Pretax margin - trailing 12 month | 30.73% |
| Pretax margin - 1st historical fiscal year | 31.25% |
| Operating Margin - 5 year average | — |
| Pretax Margin - 5 year average | 18.79% |
| Free Operating Cash Flow/Revenue, 5 Year Average | 44.73% |
| Free Operating Cash Flow/Revenue, TTM | 31.77% |
| Net Profit Margin - 5 year average | 15.22% |
Returns on average assets and equity for the fiscal year, the trailing 12 months and as 5 year averages, and net income and revenue per employee in whole currency, sourced from Morningstar.
| Return on average assets - most recent fiscal year | 0.98% |
| Return on average assets - trailing 12 month | 0.94% |
| Return on average equity - most recent fiscal year | 8.98% |
| Return on average equity - trailing 12 month | 8.82% |
| Return on average assets - 5 year average | 0.58% |
| Return on average equity - 5 year average | 5.27% |
| Net Income/employee - most recent fiscal year | 143,099.82 |
| Revenue/employee - most recent fiscal year | 547,888.69 |
Growth in revenue, earnings, dividends and book value over recent periods, sourced from Morningstar.
| Revenue growth rate, 5 year | -2.20% |
| EPS growth rate, 5 year | 4.40% |
| Growth rate% - dividend, 3 year | 1.32% |
| Revenue/share (5 yr growth) | -1.38% |
| Growth rate% - Revenue, 3 year | 0.57% |
| Growth rate% - EPS, 3 year | -4.82% |
| Book value per share growth rate, 5 year | 0.52% |
| Capital Spending growth rate, 5 year | — |
| Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR | — |
Displays analyst’s forecasts for key measures. The estimates can be expanded to see the spread of the calls. Full lines = reported, and dotted lines are forward estimates. Click a measure to add or remove it from the chart, sourced from Morningstar.
Financial forecast (USD, millions except per share)
| Actuals | Estimates | |||||||
| 2025 | 2026 | 2027 | 2028 | 2029 | ||||
| Estimate breakdown | ||||||||
Financial metrics can be plotted on the graph to see trends. Multiple metrics from multiple statements can be plotted against each other, sourced from Morningstar.
Financials (USD, millions)
| Period end: | DEC 21 | DEC 22 | DEC 23 | DEC 24 | DEC 25 |
| Fiscal year: | 2021 | 2022 | 2023 | 2024 | 2025 |
| Period length: | 12 months | 12 months | 12 months | 12 months | 12 months |
Displays all company announcements released by the company to the exchange, sourced from Morningstar.
Announcements
Announcements are available for ASX-listed companies only.
Opinion
No opinions for this company yet.
Action
No actions for this company yet.
Business Summary
Truist Financial is one of the three super-regional banks in the US, with around $550 billion in assets as of the end of the second quarter of 2026. Truist emerged from the 2019 merger of BB&T and SunTrust. Based in Charlotte, North Carolina, the bank has a footprint largely in the mid-Atlantic and Southeast. Apart from retail and commercial banking operations, the bank also offers online and point-of-sale consumer lending, cards, wealth management, investment banking, and other banking services.
Relevant suggested news and content from the site
Video
WATCH
Webinar Recording: Are commodities entering a Supercycle?
Recorded Wednesday 24th June @ 12.30pm
Podcast
LISTEN
Thursday 11th September – Dow off -220pts, SPI off -20pts
Daily Podcast Direct from the Desk
Video
WATCH
Buy Hold Sell: The 6 income stocks readers love, plus 2 expert ideas
Recorded 10th June 2026
Podcast
LISTEN
Wednesday 10th September – Dow up +196pts, SPI down -4pts
Daily Podcast Direct from the Desk
