PROG Holdings (PRG US)
PRG US$33.48
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Performance
Share price activity
- Last (Price)
- 33.48
- Change
- ▲ 2.60 (8.42)
- Bid / Ask
- 33.47 - 33.49
- Volume
- 315,286
- Turnover
- 8,441,345
- Open
- 30.25
- Day Range
- 30.25 - 33.80
- VWAP
- 33.25
- Prev Close
- 30.88
- Last Trade
- 29/10 4:10pm
Key information
- Sector
- Industrials
- Shares Issued
- 39,831,633
- NTA/Share
- 9.92
- Last Dividend
- 0.14
- Dividend Ex Date
- 18 AUG 2026
- Dividend Pay Date
- 3 SEP 2026
Current (USD) · FY2025
- Revenue
- 2,409.22
- EBITDA
- 1,821.47
- Profit
- 146.79
- Earnings Per Share (EPS)
- 3.59
- Dividend Per Share (DPS)
- 0.52
- Yield %
- 1.82
- Market Cap
- 1,305.61
- Price to Earnings Ratio (P/E)
- 10.40
Estimates (USD) · FY2027
- Revenue
- —
- EBITDA
- —
- Profit
- —
- Earnings Per Share (EPS)
- 5.65
- Dividend Per Share (DPS)
- —
Quantitative rating
Undervalued
- Economic Moat
- None
- Financial Health
- Moderate
- Uncertainty
- High
Morningstar Quantitative Rating as of 23 OCT 2026.
Quantitative Equity Rating Methodology – view here
Fair value estimate
Five-star price 27.01 Fair value 36.87 One-star price 50.34
Morningstar Quantitative Rating as of 23 OCT 2026.
Quantitative valuation
- Fair Value
- 36.87
- Price / Fair Value
- 0.82
- Valuation
- Undervalued
- Uncertainty
- High
Morningstar Quantitative Rating as of 23 OCT 2026. The slider runs from the five-star price (27.01) to the one-star price (50.34).
| Ratios |
|---|
| Currency (Price/reporting): USD/USD |
| Exchange Rate: 1.0000 |
| Price - closing or last bid | 30.27 |
| Price - 12 month high | 47.64 |
| Price - 12 month low | 25.85 |
| Pricing date | 22 OCT 2026 |
| Volume - avg. trading volume for the last ten days | 0.56 |
| Market capitalization | 1,205.70 |
| 12 Month High price date | 16 JUL 2026 |
| 12 Month Low price date | 19 NOV 2025 |
| Volume - avg. trading volume for the last 3 months | 0.60 |
| Price - 1 Day % Change | -4.90% |
| Price - 13 week price percent change | -30.57% |
| Price - 26 week price percent change | -3.54% |
| Price - 5 Day % Change | -2.32% |
| Price - 52 week price percent change | -2.79% |
| Price - YTD price percent change | 0.00% |
| Price % Change Month To Date | -6.20% |
| EPS excluding extraordinary items - most recent fiscal year | 3.040 |
| EPS excluding extraordinary items - trailing 12 month | 3.120 |
| EPS Normalized - most recent fiscal year | 3.370 |
| Revenue/share - most recent fiscal year | 58.959 |
| Revenue/share - trailing 12 month | 63.543 |
| Book value per share - most recent fiscal year | 18.860 |
| Book value per share - most recent quarter | 20.219 |
| Book value (tangible) per share - most recent fiscal year | 9.920 |
| Book value (tangible) per share - most recent quarter | 1.061 |
| Cash per share - most recent fiscal year | 7.802 |
| Cash per share - most recent quarter | 2.139 |
| Cash Flow per share - most recent fiscal year | 53.937 |
| Cash Flow per share - trailing 12 month | 53.710 |
| Dividend per share - most recent fiscal year | — |
| Dividends per share - trailing 12 month | 0.550 |
| EBITD per share - trailing 12 month | 43.640 |
| EPS Basic excluding extraordinary items - most recent fiscal year | 3.100 |
| EPS Basic excluding extraordinary items - trailing 12 month | 3.170 |
| EPS including extraordinary items - most recent fiscal year | 3.660 |
| EPS including extraordinary items - trailing 12 month | 3.680 |
| Free Cash Flow per share - trailing 12 month | 53.357 |
| P/E excluding extraordinary items, most recent fiscal year | 9.70 |
| P/E Normalized, most recent fiscal year | 7.35 |
| Price to sales - most recent fiscal year | 0.48 |
| Price to Tangible Book - most fiscal year | 28.54 |
| Price to Free Cash Flow per Share - most recent fiscal year | 0.57 |
| Price to Cash Flow per share - trailing 12 month | 0.56 |
| Price to Book - most recent fiscal year | 1.50 |
| P/E excluding extraordinary items high, trailing 12 months | 15.09 |
| P/E excluding extraordinary items low, trailing 12 months | 6.64 |
| Net Debt, LFI | 801.86 |
| Net Debt, LFY | 293.35 |
| Dividend Yield - 5 Year Average | — |
| Dividend Yield - indicated annual dividend divided by closing price | 1.73% |
| Current Dividend Yield - Common Stock Primary Issue, LTM | 1.82% |
| Free Cash Flow - most recent fiscal year | 2,193.98 |
| LT debt/equity - most recent fiscal year | 81.02% |
| Payout ratio - most recent fiscal year | — |
| Total debt/total equity - most recent fiscal year | 80.67% |
| LT debt/equity - most recent quarter | 110.15% |
| Total debt/total equity - most recent quarter | 110.15% |
| Free Cash Flow - trailing 12 month | 2,168.82 |
| Payout ratio - trailing 12 month | 11.33% |
| Revenue - most recent fiscal year | 2,409.22 |
| Revenue - trailing 12 month | 2,582.86 |
| EBITD - most recent fiscal year | 1,821.47 |
| EBITD - trailing 12 month | 1,773.87 |
| Earnings before taxes - most recent fiscal year | 174.52 |
| Earnings before taxes - trailing 12 month | 173.08 |
| Net Income available to common - most recent fiscal year | 146.79 |
| Net Income available to common - trailing 12 months | 146.67 |
| Earnings before taxes Normalized - most recent fiscal year | 328.90 |
| Net Income Available to Common, Normalized - most recent fiscal year | 146.97 |
| Earnings per Share, Normalized, Excluding Extraordinary Items, Avg. Diluted Shares Outstanding, TTM | 4.12 |
| Net Profit Margin % - 1st historical fiscal year | 5.16% |
| Net Profit Margin % - trailing 12 month | 4.83% |
| Operating margin - 1st historical fiscal year | 16.76% |
| Operating margin - trailing 12 month | 14.94% |
| Pretax margin - trailing 12 month | 6.70% |
| Pretax margin - 1st historical fiscal year | 7.24% |
| Operating Margin - 5 year average | 17.03% |
| Pretax Margin - 5 year average | 8.02% |
| Free Operating Cash Flow/Revenue, 5 Year Average | 88.70% |
| Free Operating Cash Flow/Revenue, TTM | 83.97% |
| Net Profit Margin - 5 year average | 6.40% |
| Return on average assets - most recent fiscal year | 8.19% |
| Return on average assets - trailing 12 month | 7.17% |
| Return on average equity - most recent fiscal year | 18.16% |
| Return on average equity - trailing 12 month | 16.87% |
| Return on average assets - 5 year average | 10.22% |
| Return on average equity - 5 year average | 22.46% |
| Net Income/employee - most recent fiscal year | 108,038.23 |
| Revenue/employee - most recent fiscal year | 2,093,156.39 |
| Revenue growth rate, 5 year | -0.61% |
| EPS growth rate, 5 year | — |
| Growth rate% - dividend, 3 year | — |
| Revenue/share (5 yr growth) | 10.05% |
| Growth rate% - Revenue, 3 year | -2.48% |
| Growth rate% - EPS, 3 year | 23.63% |
| Book value per share growth rate, 5 year | 5.31% |
| Capital Spending growth rate, 5 year | -31.03% |
| Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR | 37.88% |
Financial forecast (USD, millions except per share)
| Actuals | Estimates | |||||||
| 2025 | 2026 | 2027 | ||||||
| Estimate breakdown | ||||||||
Financials (USD, millions)
| Period end: | DEC 21 | DEC 22 | DEC 23 | DEC 24 | DEC 25 |
| Fiscal year: | 2021 | 2022 | 2023 | 2024 | 2025 |
| Period length: | 12 months | 12 months | 12 months | 12 months | 12 months |
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Business Summary
PROG Holdings Inc is a financial technology holding company that provides transparent and competitive payment options to consumers. The company has two reportable segments: Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Vive Financial (Vive), an omnichannel provider of second-look revolving credit products. The majority of the revenue of the company is earned through the Progressive Leasing segment.