PNC Financial Services Group (PNC US)
PNC US$225.38
20 minute delayed
14 days free access
Join Market Matters and get full access to all our Opinion + Action
Performance
Advanced charting functionality with the ability to amend timeframes, chart type & indicator selection, powered by TradingView.
Share price activity
Displays share price activity. Volume = number of shares traded, Turnover = value of shares traded, VWAP = volume-weighted average price for the day, sourced from Morningstar.
- Last (Price)
- 225.38
- Change
- ▼ -1.37 (-0.60)
- Bid / Ask
- 225.38 - 225.41
- Volume
- 503,477
- Turnover
- 94,554,194
- Open
- 224.81
- Day Range
- 224.36 - 228.19
- VWAP
- 225.49
- Prev Close
- 226.75
- Last Trade
- 08/11 7:00pm
Key information
Displays key information on the security, sourced from Morningstar.
- Sector
- Financial Services
- Shares Issued
- 398,943,667
- NTA/Share
- 117.87
- Last Dividend
- 2.00
- Dividend Ex Date
- 14 OCT 2026
- Dividend Pay Date
- 5 NOV 2026
Current (USD) · FY2025
Displays key financial data for the most recent fiscal year, in millions. Note - Per share data is in local currency terms irrespective of reporting currency, and may be different to the stated currency, sourced from Morningstar.
- Revenue
- 23,077.00
- EBITDA
- —
- Profit
- 6,576.00
- Earnings Per Share (EPS)
- 16.59
- Dividend Per Share (DPS)
- 6.60
- Yield %
- 3.17
- Market Cap
- 89,530.53
- Price to Earnings Ratio (P/E)
- 12.00
Estimates (USD) · FY2027
Displays consensus analyst’s estimates for key measures for the next fiscal year, sourced from Morningstar.
- Revenue
- 27,929.67
- EBITDA
- —
- Profit
- 8,427.67
- Earnings Per Share (EPS)
- 21.25
- Dividend Per Share (DPS)
- 8.07
Quantitative rating
Displays Morningstar’s Quantitative Equity Research Rating for the security: a star rating from 1 (overvalued) to 5 (undervalued) from the share price against a fair value estimated by a statistical model of Morningstar’s analyst ratings, with the model’s economic moat, financial health and fair value uncertainty, sourced from Morningstar.
Fairly valued
- Economic Moat
- Narrow
- Financial Health
- Moderate
- Uncertainty
- High
Morningstar Quantitative Rating as of 4 NOV 2026.
Quantitative Equity Rating Methodology – view here
Fair value estimate
Displays Morningstar’s quantitative fair value estimate for the security against the current share price, with the band around it: the five-star price below which the model would rate the stock five stars and the one-star price above which it would rate it one star, sourced from Morningstar.
Five-star price 197.20 Fair value 237.21 One-star price 285.34
Morningstar Quantitative Rating as of 4 NOV 2026.
Quantitative valuation
Displays where the share price sits in Morningstar’s quantitative fair value band, from the five-star price (undervalued) to the one-star price (overvalued), with the fair value estimate, the price to fair value ratio, the model’s valuation label and its uncertainty rating, sourced from Morningstar.
Buy
Sell
- Fair Value
- 237.21
- Price / Fair Value
- 0.98
- Valuation
- Fairly valued
- Uncertainty
- High
Morningstar Quantitative Rating as of 4 NOV 2026. The slider runs from the five-star price (197.20) to the one-star price (285.34).
Displays useful ratios for the security, NB the pricing date used, sourced from Morningstar.
| Ratios |
|---|
| Currency (Price/reporting): USD/USD |
| Exchange Rate: 1.0000 |
Price, volume and trading statistics for the security, sourced from Morningstar.
| Price - closing or last bid | 229.41 |
| Price - 12 month high | 258.96 |
| Price - 12 month low | 178.40 |
| Pricing date | 3 NOV 2026 |
| Volume - avg. trading volume for the last ten days | 1.78 |
| Market capitalization | 92,627.83 |
| 12 Month High price date | 17 AUG 2026 |
| 12 Month Low price date | 17 NOV 2025 |
| Volume - avg. trading volume for the last 3 months | 1.77 |
| Price - 1 Day % Change | -0.97% |
| Price - 13 week price percent change | -8.86% |
| Price - 26 week price percent change | 3.94% |
| Price - 5 Day % Change | 0.82% |
| Price - 52 week price percent change | 25.54% |
| Price - YTD price percent change | 8.69% |
| Price % Change Month To Date | 3.79% |
Earnings, dividends, cash flow and book value per share, sourced from Morningstar.
| EPS excluding extraordinary items - most recent fiscal year | 16.590 |
| EPS excluding extraordinary items - trailing 12 month | 18.780 |
| EPS Normalized - most recent fiscal year | 17.390 |
| Revenue/share - most recent fiscal year | 58.275 |
| Revenue/share - trailing 12 month | 62.914 |
| Book value per share - most recent fiscal year | 155.181 |
| Book value per share - most recent quarter | 156.965 |
| Book value (tangible) per share - most recent fiscal year | 117.870 |
| Book value (tangible) per share - most recent quarter | 113.392 |
| Cash per share - most recent fiscal year | 101.720 |
| Cash per share - most recent quarter | 76.590 |
| Cash Flow per share - most recent fiscal year | 23.551 |
| Cash Flow per share - trailing 12 month | 27.543 |
| Dividend per share - most recent fiscal year | 6.600 |
| Dividends per share - trailing 12 month | 7.400 |
| EBITD per share - trailing 12 month | — |
| EPS Basic excluding extraordinary items - most recent fiscal year | 16.600 |
| EPS Basic excluding extraordinary items - trailing 12 month | 18.790 |
| EPS including extraordinary items - most recent fiscal year | 16.600 |
| EPS including extraordinary items - trailing 12 month | 18.800 |
| Free Cash Flow per share - trailing 12 month | 27.543 |
Valuation multiples such as P/E, price to sales, price to book and enterprise value ratios, sourced from Morningstar.
| P/E excluding extraordinary items, most recent fiscal year | 12.43 |
| P/E Normalized, most recent fiscal year | 13.12 |
| Price to sales - most recent fiscal year | 3.71 |
| Price to Tangible Book - most fiscal year | 2.06 |
| Price to Free Cash Flow per Share - most recent fiscal year | 8.48 |
| Price to Cash Flow per share - trailing 12 month | 8.48 |
| Price to Book - most recent fiscal year | 1.49 |
| P/E excluding extraordinary items high, trailing 12 months | 14.77 |
| P/E excluding extraordinary items low, trailing 12 months | 11.45 |
| Net Debt, LFI | 515,694.00 |
| Net Debt, LFY | 458,254.00 |
| Dividend Yield - 5 Year Average | 3.44% |
| Dividend Yield - indicated annual dividend divided by closing price | 3.19% |
| Current Dividend Yield - Common Stock Primary Issue, LTM | 3.17% |
Cash flow, liquidity and leverage measures, sourced from Morningstar.
| Free Cash Flow - most recent fiscal year | 9,326.00 |
| LT debt/equity - most recent fiscal year | — |
| Payout ratio - most recent fiscal year | 39.78% |
| Total debt/total equity - most recent fiscal year | 821.24% |
| LT debt/equity - most recent quarter | — |
| Total debt/total equity - most recent quarter | 875.05% |
| Free Cash Flow - trailing 12 month | 11,031.00 |
| Payout ratio - trailing 12 month | 37.79% |
Key income statement lines for the most recent fiscal year, in millions, sourced from Morningstar.
| Revenue - most recent fiscal year | 23,077.00 |
| Revenue - trailing 12 month | 25,197.00 |
| EBITD - most recent fiscal year | — |
| EBITD - trailing 12 month | — |
| Earnings before taxes - most recent fiscal year | 8,486.00 |
| Earnings before taxes - trailing 12 month | 9,724.00 |
| Net Income available to common - most recent fiscal year | 6,576.00 |
| Net Income available to common - trailing 12 months | 7,532.00 |
| Earnings before taxes Normalized - most recent fiscal year | 8,870.00 |
| Net Income Available to Common, Normalized - most recent fiscal year | — |
| Earnings per Share, Normalized, Excluding Extraordinary Items, Avg. Diluted Shares Outstanding, TTM | 17.80 |
Profitability margins for the most recent fiscal year, sourced from Morningstar.
| Net Profit Margin % - 1st historical fiscal year | 30.32% |
| Net Profit Margin % - trailing 12 month | 31.58% |
| Operating margin - 1st historical fiscal year | — |
| Operating margin - trailing 12 month | — |
| Pretax margin - trailing 12 month | 38.59% |
| Pretax margin - 1st historical fiscal year | 36.77% |
| Operating Margin - 5 year average | — |
| Pretax Margin - 5 year average | 34.93% |
| Free Operating Cash Flow/Revenue, 5 Year Average | 38.52% |
| Free Operating Cash Flow/Revenue, TTM | 43.78% |
| Net Profit Margin - 5 year average | 28.79% |
Returns on average assets and equity for the fiscal year, the trailing 12 months and as 5 year averages, and net income and revenue per employee in whole currency, sourced from Morningstar.
| Return on average assets - most recent fiscal year | 1.24% |
| Return on average assets - trailing 12 month | 1.33% |
| Return on average equity - most recent fiscal year | 12.92% |
| Return on average equity - trailing 12 month | 13.10% |
| Return on average assets - 5 year average | 1.11% |
| Return on average equity - 5 year average | 12.39% |
| Net Income/employee - most recent fiscal year | 129,913.29 |
| Revenue/employee - most recent fiscal year | 428,470.64 |
Growth in revenue, earnings, dividends and book value over recent periods, sourced from Morningstar.
| Revenue growth rate, 5 year | 6.43% |
| EPS growth rate, 5 year | -0.44% |
| Growth rate% - dividend, 3 year | 4.70% |
| Revenue/share (5 yr growth) | 8.04% |
| Growth rate% - Revenue, 3 year | 3.01% |
| Growth rate% - EPS, 3 year | 6.20% |
| Book value per share growth rate, 5 year | 5.42% |
| Capital Spending growth rate, 5 year | — |
| Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR | — |
Displays analyst’s forecasts for key measures. The estimates can be expanded to see the spread of the calls. Full lines = reported, and dotted lines are forward estimates. Click a measure to add or remove it from the chart, sourced from Morningstar.
Financial forecast (USD, millions except per share)
| Actuals | Estimates | |||||||
| 2025 | 2026 | 2027 | 2028 | 2029 | ||||
| Estimate breakdown | ||||||||
Financial metrics can be plotted on the graph to see trends. Multiple metrics from multiple statements can be plotted against each other, sourced from Morningstar.
Financials (USD, millions)
| Period end: | DEC 21 | DEC 22 | DEC 23 | DEC 24 | DEC 25 |
| Fiscal year: | 2021 | 2022 | 2023 | 2024 | 2025 |
| Period length: | 12 months | 12 months | 12 months | 12 months | 12 months |
Displays all company announcements released by the company to the exchange, sourced from Morningstar.
Announcements
Announcements are available for ASX-listed companies only.
Opinion
No opinions for this company yet.
Action
No actions for this company yet.
Business Summary
PNC Financial is one of the three super-regional banks in the US, with over $600 billion in total assets at the end of June 2026. Headquartered in Pittsburgh, Pennsylvania, PNC Financial has a coast-to-coast branch network, with a strong presence in the US Midwest and Northeast. It closed its acquisition of FirstBank in January 2026, which added around $26 billion in assets to its balance sheet, and PNC is currently expanding in the Southern and Western regions of the US. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, asset management, and investment banking. PNC derived around 38% of revenue from fee income and 62% from net interest income in 2025.
Relevant suggested news and content from the site
Video
WATCH
Webinar Recording: Are commodities entering a Supercycle?
Recorded Wednesday 24th June @ 12.30pm
Podcast
LISTEN
Thursday 11th September – Dow off -220pts, SPI off -20pts
Daily Podcast Direct from the Desk
Video
WATCH
Buy Hold Sell: The 6 income stocks readers love, plus 2 expert ideas
Recorded 10th June 2026
Podcast
LISTEN
Wednesday 10th September – Dow up +196pts, SPI down -4pts
Daily Podcast Direct from the Desk
